Wednesday 18 November 2020

 

Which Companies Offer Discounts for Students

STUDENT FINANCESMint | Which Companies Offer Student Discounts

For most college students, trying to save money is a way of life. Whether it’s pirating textbooks, dumpster diving for food, or “borrowing” toilet paper from the library bathroom, students tend to find clever ways to pinch pennies.

But one of the best ways to save money as a college student goes largely ignored. Students can get discounts at many of the places they already shop, just by flashing their student ID or using their student email address. Here are some of the best offers – and how to get them.

Best Discounts for College Students

The following retailers and merchants offer special pricing for students:

Spotify

The Spotify Premium Student program offers a one-month free trial. After that, students will pay $4.99 a month for Spotify Premium, Hulu, and Showtime’s streaming service.

The discount is available for 48 months total. Subscribers may be required to provide extra documentation to verify their status as a student. Unfortunately, you are not eligible for this offer if you’ve previously used Spotify Premium before. You may still be eligible if you already have a Hulu or Showtime account.

Apple

Apple offers lower prices for students as part of the Apple education program. For example, a 13-inch Macbook Pro costs $100 less and a 16-inch Macbook Pro is $200 less.

Apple does not require proof directly at the time of purchase, but they do reserve the right to audit the purchase after the fact. If you can’t prove you’re a student, they may charge you the difference between the regular price and the student price.

Samsung

Samsung offers students and teachers up to 30% off on tablets, smartphones, and laptops. They can also receive special pricing on other electronics and appliances like headphones, portable chargers, and monitors.

Unlike Apple, Samsung verifies student status before they receive the discount. You may have to upload documents to prove you’re a student.

Adobe Creative Cloud

The Adobe Creative Cloud suite includes programs like Photoshop, Illustrator, InDesign, Premiere Pro, and Lightroom.

Students can receive access to the Adobe Creative Cloud for $19.99 a month, compared to $52.99 a month for regular users. This offer lasts for a year, after which the price will change to $29.99 a month. Use a school email address to have your identity verified immediately during checkout.

Amazon Prime

While Amazon Prime normally costs $119 a year, students can get a free six-month trial. After that, the membership will only cost $6.49 a month, which is half off the normal price.

Students can get Showtime for only $0.99 a month for one year, a two-month trial subscription to Kindle Unlimited, and discounts on textbooks.

Microsoft Office 365

Students get free access to Microsoft programs like Word, Excel, PowerPoint, and more when they sign up using their student email address.

Microsoft may ask to verify your school enrollment at any time. If you are no longer a student, they can cancel the membership immediately.

HP

Students can save up to 35% off on HP products like computers, printers, and laptops. To receive access to the HP Education Store, you have to register with a student email address ending in “.edu”.

Dell

Students can save $100 off certain computers and up to 10% off monitors and other accessories.

Nike

Nike normally offers a 10% discount for students but has recently increased it to 20%. Students have to prove their eligibility online before receiving a special coupon code.

The code can only be used once every 30 days.

Local attractions

Many movie theaters, museums, and other attractions have specific student prices available with a student ID.

Cell phone carriers

Verizon and AT&T both offer student discounts on cell phone plans. Students can save $10 a month for the unlimited package on one line or $25 off for two lines.

Students have to apply for the AT&T Signature Program, which determines eligibility based on your email address.

Gyms

Many local and national chains offer special membership pricing for students. Some, like the YMCA, may offer a sliding scale membership based on your income.

Clothing stores

Many clothing stores offer a discount to students. Retailers including J.Crew, Madewell, Uniqlo, and H&M offer 15% off to students.

In general, these discounts can range from 10 to 20% off depending on the company. You usually have to show a student ID when shopping in-person or use a student email address if shopping online.

YouTube

Students get a one-month free trial to YouTube Premium and then a $6.99 monthly membership, compared to the $11.99 standard price. This subscription includes ad-free videos, the ability to download videos for offline watching, and access to YouTube Music Premium.

Students have to verify their status every year.

Goodwill

Students who already love to save money should shop at Goodwill. Some locations provide an extra 10% off if you show a student ID. Other locations may have certain days of the week where students get an extra discount.

Call your local Goodwill and ask about their specific policy.

How to Get the Student Discount

Most in-store retailers require that you show a student ID as proof. If you forget the ID at home, they may deny the request.

If you’re shopping online, your student email address will be used to verify your status. You may not get the discount if you try to use a regular Gmail address.

Other companies will go a step further and verify your enrollment directly with the school. Getting a discount may not work if you’ve already graduated, even if you still have a student ID or a university email address.

Even if there’s no explicit student discount on a store’s website, it never hurts to ask. They may have an unwritten rule or be willing to extend a special offer.

Sometimes the student discount cannot be combined with other sales, offers or coupons. If that’s the case, you may be better off buying an item on sale than applying the student discount to a full-price item.




 

Best Bank Accounts

Get £125 to switch, up to 3% back on bills or up to 2% interest

If you're unhappy with your bank account, you can still move, even with the coronavirus crisis. After a few months with no switching incentives, three banks now offer cash or even wine to get your custom, while other accounts give cashback or interest. This guide explains it all and helps you compare the top-pick accounts.

Other top MSE banking guides...
Packaged Accounts: save £100s on insurance
Need a business bank account?: for the self-employed
App-Based Banking: learn about the new wave of digital banks
Student Accounts: get 0% overdrafts and other perks
Safe Savings: find out how your money is protected


Five tips to find your best account

Not every bank account is right for you, so use these tips to nail YOUR best.

  • If you can't afford some banks' minimum monthly pay-ins, don't fret.

    If there is a minimum, you can play the system. Say you need a min £1,000, but only have £500 coming in. If you pay £500 in, withdraw it or move to another bank, then pay it back in... BINGO, that's your £1,000.

    Note: we've had reports some banks may not accept you when you apply if your income's not high enough to meet the minimum monthly pay-in.

    • Top bank accounts (ranked by initial min pay-in)

      AccountMinimum pay-in/mthEquivalent salary/yr needed (1)What if I don't pay in this much?
      M&S Bank Current AccountNoneN/ANo impact
      First Direct 1st AccountNoneN/ANo impact
      Virgin Money Current AccountNoneN/ANo impact
      Santander 123 Lite£500£6,000No cashback paid
      Barclays Blue Rewards£800£10,000No rewards earned
      Bank of Scotland Vantage£1,000£12,500No interest paid
      Nationwide FlexDirect£1,000£12,500No interest paid
      NatWest Reward£1,250£17,000No rewards paid
      RBS Reward£1,250£17,000No rewards paid
      Club Lloyds£1,500£21,300£3/mth fee
      Halifax Reward£1,500£21,300£3/mth fee and no reward that month
      HSBC Advance£1,750£26,000Transferred to HSBC's Bank Account

      (1) This is an estimate and will be higher if you have anything taken out of your pay like pension or student loan contributions.

    • The answer to this isn't as straightforward as you might think, as what counts as a month depends on which bank you're with.

      For example, if you bank with Santander, a month counts from the anniversary of the date that you opened the account. In contrast, bank with Lloyds and it simply follows the calendar month. It's important to clarify this with your bank to make sure you don't get penalised for missing minimum monthly pay-ins, especially if your pay is erratic.

      See our table below for the policies of the major UK banks:

      LENDERWHAT COUNTS AS A MONTH?
      Bank of ScotlandCalendar month
      BarclaysCalendar month
      Co-op BankCalendar month
      First DirectCalendar month
      HalifaxCalendar month
      LloydsCalendar month
      M&S BankCalendar month
      NationwideCalendar month
      NatWest/RBSCalendar month
      SantanderStatement month
      Tesco BankStatement month
      TSBCalendar month
      Last updated October 2018.
    • It's essentially just a way to ensure you use their account as your main account.

  Which Companies Offer Discounts for Students STUDENT FINANCES   Zina Kumok For most college students, trying to save money is a way of lif...